Best Loan Guide

Business loans up to $300K, funds in as little as a few days. Grow your business with an affordable, easy business loan. We'll focus on your funding so you can focus on your business.
Your business is your lifeblood. Here we understand how important access to funds is for a small business. But not all business loans are equal. We believe in full transparency. You'll never be charged for hidden fees or subjected to any pre-payment penalties.
You will have access to a dedicated client advisor who will guide you through the process and will always be a phone call away. With us you get the financial strength of a publicly traded financial institution(NYSE: LC) but the dedication and attention of a local business.

Why get a business loan?

Purchase equipment

Improve your operations and generate more revenue with new equipment.

Hire new employees

Invest in your employees, your most valuable resources.

Consolidate debt

Move from high interest debt into a simple, transparent monthly payment and free up cash flow to run your business.

Expand your location

Give your business the ability to expand to its current location or take another one.

A loan you can trust

• 1-5 years repayment term
• Fixed interest rate, simple and transparent
• 0.99% - 6.99% origination fee
• $0 early pay off. You can eliminate interest costs by paying off any time.

Your business is your lifeblood. Here at Lending Club we understand how important access to funds is for a small business. But not all business loans are equal. We believe in full transparency. You'll never be charged for hidden fees or subjected to any pre-payment penalties. You will have access to a dedicated client advisor who will guide you through the process and will always be a phone call away.

Lending Club is America's largest online credit marketplace with over $20 billion in funds issued. With us you get the financial strength of a publicly traded financial institution(NYSE: LC) but the dedication and attention of a local business.

Lending Club is America's #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. We operate fully online with no branch infrastructure and use technology to lower cost and deliver an amazing experience.

Small business loans are available from a large number of traditional and alternative lenders. Small business loans can help your business grow, fund new research and development, help you expand into new territories, enhance sales and marketing efforts, allow you to hire new people, and much more.

There are multiple types of small business loans available. The options vary depending on your business needs, the length of the loan, and the specific terms of the loan. Here are a number of small business loan choices:

Small business line of credit

Under a small business line of credit, your business can access funds from the lender as needed. There will be a cap on the amount of funds accessible (e.g., $100,000) but a line of credit is useful for managing a company's cash flow and unexpected expenses. There will typically be a fee for setting up the line of credit, but you don't get charged interest until you actually draw down the funds. Interest is typically paid monthly and the principal drawn down on the line is often amortized over years. However, most lines of credit require renewal annually, which may require an additional fee. If the line is not renewed, you will be required to pay it in full at that time.