Best Loan Guide

Top Lender Pick

First question you need to ask is what does LendingTree do? Well, LendingTree helps you get the best deal possible on your loans. By giving consumers multiple offers from several lenders in a matter of minutes, they make comparison shopping easy. And we all know-when lenders compete for your business, you win! It is not matter if you are a first time homebuyer looking for a mortgage or you are in the market for a small business loan, LendingTree got you covered.

LendingTree is a leading online loan marketplace with one of the largest networks of lenders in the nation. Some of our products and tools include: Mortgage refinance, Personal loans, Home equity loans, Auto loans, Reverse mortgages, Free credit score, Mortgage calculator...

If you are interested in Home Loans, there is several options for you, such as refinance, home mortgage loans, home equity loans, VA loans, FHA loans and reverse mortgage loans. There is a mortgage product to meet almost any need. From first-time buyer programs to reverse mortgages to home equity lines of credit (HELOCs), today's lenders offer products that allow borrowers to: buy property with a low (or no) down payment, build a house, consolidate credit card debt, exchange home equity for cash, purchase rental housing, refinance to a better interest rate, supplement monthly income, renovate their residences.

Consumers should discuss their options with mortgage lenders to come up with the program that best meets their needs. Home mortgages can be classified in several ways: fixed rate or adjustable rate, conforming or jumbo loan amount, government or conventional, purchase or refinance, prime or sub-prime, traditional (forward) or reverse, construction or permanent and first or second mortgage. Once they have selected a program, borrowers should compare mortgage rates and terms. That's easy to do online with sites like LendingTree. When comparing mortgage programs, consumers should get the same information from each lender. This includes interest rate, duration of interest rate (Does it adjust? When? By how much?), loan term (15 year, 30 year, etc.), lender fees and 3rd party charges, APR, features like interest-only payments or prepayment penalties, and mortgage insurance or funding fees.

It's important when shopping for a mortgage to get all home loan quotes at approximately the same time. Mortgage interest rates change constantly, because they are affected by the prices of bonds and mortgage-backed securities (MBS), which are bought and sold like stocks. If you are confused about refinancing your home, equity of your home, debt consolidation loans, purchasing your first home, or anything that is related with loans, then you must check out our detailed FAQ, Tips and Info Center page, it should answer most of your questions and concerns.