Best Loan Guide

Since 2003, Smart Credit have dedicated their talents toward building a leading edge platform integrating consumers with their banks, creditors and other institutions so they can communicate on a wide variety of topics. With the simple push of a button a consumer can ask a question, resolve an issue or negotiate better rates directly with their bank or creditor who can then reply using our platform.

Smart Credit Features

Save more cash with Money Manager

All your online accounts are self-organized into one place. Get Transaction Monitoring Alerts with a button to stop thieves, ask questions or dispute transactions. Instant Statements show posted and pending transactions as they appear throughout the day.

It's the best way to manage and protect all your

• Bank, Savings and Credit Card Accounts
• Investment & Brokerage Accounts
• Auto, Student and Real Estate Loans

These daily transactions are also in your Credit Report so you can ensure accurate reporting.

A Smart Credit Report with all your Scores

The first interactive horizontal credit report with Action buttons. Easy and Advanced modes make it simple to find, view and understand your credit like never before. Know how much negative items are affecting your credit score. Your Credit Monitoring Alerts have buttons to stop theft. It's simple and only we have it!

Stop Identity Theft with a button

Get Alerts of possible ID Theft on your credit reports, bank accounts, credit cards and more.

Your Transaction Monitoring and Credit Monitoring Alerts have buttons to help you

• Remove fraudulent accounts that appear on your credit report
• Keep thieves out of your bank accounts
• Stop unknown transactions on your credit cards
• and much more...

It's simply the best protection available!

Revolutionary Money Manager

Manage all your online accounts in one place, integrated with your credit and identity. Not only is it the best and most complete picture of your money, but its interactive as well. You can use Action buttons to ask your creditor a question about your account or a transaction. No phone calls or writing letters are necessary. We automatically track and update your account balances, bills coming due and transactions every day.

A credit report unlike any other

We have changed the credit report forever. We made it horizontal and easy to read. Search or find anything quickly. We added tabs to view more or less detail. It's even linked to your transactions from your online accounts. Plus, use the Action buttons to ask your creditors anything without the need for phone calls or letters. It also includes your credit score, auto score, insurance score and even a hiring risk index for job seekers.

The best Identity Theft Alerts

Get alerts to your phone or email that someone opened credit in your name or made a purchase with your credit card. Then use the Action button to stop the thieves. You don't have to login, talk to anyone or fill out forms. Just push the button. If you see identity theft on your credit report or financial accounts, use the same Action button to tell your creditor to stop the account and remove any reporting of it or reverse the fraudulent transaction.

Smart Credit Tools

Jean Chatzky - Score Builder

The Jean Chatzky Score Builder shows you exactly what is helping or hurting your credit score. Then Jean sets a credit score goal for you to reasonably achieve over 120 days. Together with Jean personalized video help you can obtain your goal score step-by- step.

Debt Negotiator

Get out of debt by negotiating directly with your creditors. Settle debts, lower interest rates or defer monthly payments due to hardship. No need to call anyone or join a debt consolidation program. It even works great for those small annoying collection accounts that seem to pop-up out of nowhere on your credit report.